Gaya APA

Insurers, T, H, K, F, O. (2013). Annual report 2012-2013 (-). Wanchai: The Hong Kong Federation of Insurers.

Gaya MLA

Insurers, The, Hong, Kong, Federation, Of. "Annual report 2012-2013". - Wanchai: The Hong Kong Federation of Insurers, 2013. Text.